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Hoping for a return on your investment? With a wide range of terms and guaranteed returns, our business CDs are a sure bet.

Key Features

  • Guaranteed Returns
  • Competitive Interest1
  • No Setup or Maintenance Fees
  • Fixed rates, higher than standard savings
  • Higher rates are possible by selecting a longer term1
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty2
  • Requires minimum deposit to open

1Interest is generally paid quarterly, but may be paid monthly or semi-annually depending on the deposit product. Interest can be added back to the CD, deposited to your checking or savings , paid by check or electronically transferred to another bank account of your choosing.

2Terms of 12 months or less = 90 day penalty. Terms greater than 12 months = 180 day penalty.

What Do the Neighbors Think?

Exchange Bank & Trust offers us that small town flavor with a national reach.

Testimonials