Consumer

Consumer Loans

CashHaving the money to meet your needs is a great feeling.

If you are trying to consolidate debt, planning a vacation, buying a boat or RV, purchasing an auto or motorcycle or making home improvements, we have a loan product that can help you achieve your plans. Apply online or contact us to discuss the best loan product to meet your need.

Click here to apply.

Personal Loans

Feeling a bit overwhelmed?

Concert Hall

Use a personal loan to solve an unexpected need or to consolidate your debt.

An EBT Personal Loan can help you with the challenges of everyday needs such as unexpected expenses, home improvements, or special events.

Don't have collateral? Then a Personal Unsecured Loan may be for you.

  • Provides a fixed rate, term and payment.
  • Rates as low as 8.99% APR*

*Your actual loan interest rate (APR) Annual Percentage Rate depends on your credit rating and other factors. See Disclosure.

 

Contact a Personal Banker for more information or Apply Now.

Auto Loans

Auto Loans

If you're looking for a way to finance a new or used car or refinance an existing auto loan from another bank or lender, we may have just what you need. You can apply for an auto loan online or contact us at 800-255-6762 for more information.

Gift Car

New Car Loans

New auto loan rates as low as 2.00% APR*

Sold Car

Used Car Loans

Used auto loan rates as low as 2.50% APR*

Circle Car

Car Loan Refinance

Refinance car loan rates as low as 2.00% APR*

  • Fixed Rates
  • Lock in a low APR*
  • Free Auto Finance quote
  • Loan Origination Fee Applies
  • Get Pre-approval before you shop!
  • New monies only

*Your actual car loan interest rate (APR) Annual Percentage Rate depends on your credit rating and other factors. See Disclosure.

 

Contact a Personal Banker for more information or Apply Now.

Motorcycle Loans
Motorcycle

Motorcycle Loans

Buy or refinance your motorcycle with financing from Exchange Bank. You will get competitive rates, flexible terms and help with questions along the way.

Rates as low as 5.99% APR* for motorcycles.

*Your actual loan interest rate (APR) Annual Percentage Rate depends on your credit rating and other factors. See Disclosure.

Contact a Personal Banker for more information or Apply Now.

Recreational Vehicles and Boat Loans
Running Up Stairs

Recreational Vehicles and Boat Loans

We can help make your dreams come true. A new, used or refinanced RV or boat loan with EBT means you can take advantage of competitive terms and rates. When you are considering purchasing a recreational vehicle or a pleasure boat, contact us for a quote or apply online.

Contact a Personal Banker for more information or Apply Now.

Certificate of Deposit Collateral Loans

Piggy BankCertificate of Deposit Collateral Loans

Using an Exchange Bank Certificate of Deposit as collateral, you can secure a loan with competitive low rates, convenient repayment terms and the benefit of continuing to earn interest on the certificate of deposit. This type of loan provides an excellent way to build or establish credit.

The (APR) Annual Percentage Rate for this type of loan is normally much lower than the rate for an unsecured personal loan.

Contact a Personal Banker for more information or Apply Now.

 

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