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Home Mortgage Loans

  • Competitive rates for home purchase, refinance, or construction
  • A wide range of terms customized to your unique situation
  • Large variety of financing programs, from ARMs to VA loans
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Home Equity Lines of Credit (HELOC)

  • Turn the equity in your home into ongoing, affordable financing
  • Lock in a competitive rate
  • Local, Kansas-based processing
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Auto Loans

  • Competitive, fixed rates on new, used, and recreational vehicles
  • Pre-approval available
  • A wide range of terms available
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Personal Term Loans

  • Affordably fund your dreams, goals, and projects
  • Competitive rates for a wide variety of personal needs
  • Repayment terms customized to your unique situation
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Agriculture Loans

  • Competitive rates for a wide range of agribusiness-related needs
  • We tailor our repayment terms to fit your business's situation
  • Local decision-making and processing
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Personal Loan Officers

Meet the members of Exchange Bank & Trust's personal lending team.

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What Do Our Neighbors Think?

I didn't realize you had a facebook page. I love it!! I have had an account with you since the '70s. You all are wonderful!!

Susan from Virginia  

Testimonials