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We might be in Kansas, but your balance won’t be staying flat with the tiered interest1 you’ll earn on this account.

Rates

Key Features

  • Tiered Interest1
  • Direct Check Writing
  • Digital Banking
  • Competitive, tiered rates — higher balances earn higher rates1
    • Interest is compounded and credited monthly2
  • No monthly service fee
  • Enjoy flexibility with enhanced access to funds, including direct check writing:
    • 4 free transactions per statement cycle by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order; $5 per transaction in excess thereafter3
    • Unlimited withdrawals made in person, by messenger, by mail or at an ATM
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • $500 minimum deposit to open

1Current interest rates and annual percentage yield may be obtained by calling a bank. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

2If the account is closed before interest is credited, you will not receive the accrued interest.

What Do Our Neighbors Think?

Exchange Bank & Trust offers us that small town flavor with a national reach.

Testimonials