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One piece of plastic can do a lot. From cash advances to auto rental and travel accident insurance, this personal card offers more than just convenience.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Earn Rewards

Choose between two cards — our Visa® Platinum or Visa® Classic credit cards. Each card is simple, reliable, safe and easy to use with no complicated fees or rules. 

  • A low variable rate
  • No annual fee
  • Free online account information
  • Worldwide acceptance
  • Cash advance at thousands of ATMs
  • Auto rental insurance
  • Automatic payment option
  • Travel accident insurance coverage
  • Prompt, expert service 

Those eligible for the Visa® Platinum Preferred Card receive additional rewards!

As a Visa® Platinum Preferred cardholder, you’ll earn one point for every $1 spent when you use your card to shop, dine, travel, pay bills and more. Redeem your points for exciting gifts and travel packages. There is no cap on how many points you can earn.

What Do the Neighbors Think?

Exchange Bank & Trust offers us that small town flavor with a national reach.

Testimonials