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Sometimes, all you need are the checking essentials. With easily avoidable monthly fees, and free digital banking, an Exchange Rewards account checks all the boxes.

Key Features

  • Digital Banking
  • Free Debit Card
  • Simplified checking with all the essentials
  • To collect interest, you must meet all the requirements:
    • Receive eStatements
    • Have 10 debit card or POS transactions post and settle per statement cycle
    • 1 ACH debit or credit per month
  • Accounts with a loan balance of $5,000 or greater earn higher interest
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free telephone banking
  • Free Visa® debit card
  • $100 minimum deposit to open

Loan and Deposit must be in the same Customer Information File.

*Accounts eligible for Rewards checking include: Traditional, 50 Plus, 50 Plus Interest, Military Executive, and Interest Checking (applicable fees and minimum balance requirements)

What Do Our Neighbors Think?

Exchange Bank & Trust offers us that small town flavor with a national reach.

Testimonials