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Show your child just how valuable saving can be. We’ll pay competitive interest on every cent you save.

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Key Features

  • Competitive Interest1
  • Digital Banking
  • Start your child off on the right financial foot
  • Competitive interest on entire balance1
    • Interest is compounded and credited quarterly2
  • No monthly service fee
  • No minimum balance requirements
  • 3 free withdrawals per month; $1 fee for withdrawals in excess thereafter
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • $25 minimum deposit to open

1Current interest rates and annual percentage yield may be obtained by calling a bank. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

2If the account is closed before interest is credited, you will not receive the accrued interest.

What Do the Neighbors Think?

Exchange Bank & Trust offers us that small town flavor with a national reach.

Testimonials