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No maintenance fees, no minimum balance requirements, no surcharges or per check fees. This is a checking account that’s all about convenience.

Key Features

  • No Monthly Fees
  • No Minimum Balance
  • Digital Banking
  • A checking account all about convenience
  • No monthly maintenance fee
  • No minimum balance requirements
  • No per check fees
  • No surcharges at all Exchange Bank ATMs
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free telephone banking
  • Free Visa® debit card
  • $50 minimum deposit to open

What Do the Neighbors Think?

Exchange Bank & Trust offers us that small town flavor with a national reach.

Testimonials