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Your checking account should be as active as you are. Make sure it’s working overtime — earn competitive interest1,2 on your entire balance.

Key Features

  • Competitive Interest1,2
  • Digital Banking
  • Free Debit Card
  • Earn competitive interest on entire balance1
    • Interest is compounded and credited monthly3
  • Avoid the $9 monthly service fee by maintaining a balance of $1,000 or more
  • No surcharges at all Exchange Bank ATMs
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free telephone banking
  • Free Visa® debit card
  • $1,000 minimum deposit to open

1Current interest rates and annual percentage yield may be obtained by calling a bank. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

3If the account is closed before interest is credited, you will not receive the accrued interest.

What Do the Neighbors Think?

Exchange Bank & Trust offers us that small town flavor with a national reach.

Testimonials